Changes must be made within 30 days of the event by submitting a Life Event change through the Employee Center. Outside of Open Enrollment, a dependent can only be dropped or added if you experience an IRS-defined Life Event, for example: marriage, divorce, or loss of coverage under your spouse's health plan. Enrollment Guidelines Adding and Dropping Dependents Mid-Year In order for the newborn to have coverage beyond the first 31 days you must enroll the child in IU-sponsored coverage within 30 days after the child's birth by (1) submitting a Life Event change through the Employee Center. However, notice to the university of the birth does not add the newborn to your plan. Your newborn child will be covered immediately from birth for the first 31 days if (1) you are covered under an IU-sponsored healthcare plan on the child's date of birth, and (2) the newborn meets the definition of eligible dependent. The university has the right to require proof that the child continues to meet the requirements for disabled dependent eligibility at reasonable intervals. Proof that the child is fully disabled must be submitted in writing no later than 30 days prior to the date that dependent coverage would have ceased.
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